The Teen’s Guide to Personal Finance: Basic concepts in personal finance that every teen should know
Joshua Holmberg & David Bruzzese
iUniverse (2008)
ISBN 9780595509690
Reviewed by Hillary Krajewski (age 15) for Reader Views (3/09)


Most teens don’t know what to do when it comes to personal finance.  This book shows the basics to saving, investing, and more.

“The Teens Guide to Personal Finance” is easy to read and very interesting.  Want to know how to be a millionaire?  It’s in here.  How to invest?  Here.  Graphs and pictures throughout the book make it easy to understand and apply the information to your life.  I learned more about finance while reading this seventy-five page book than I have my entire life.  The authors also added stories from real people which made the ideas seem to be really easy to apply to real life.

I believe this book would help any teen realize how easy saving money is.  It made me really think about how I spend my money, what I could be doing with it, and how my current spending habits could affect the rest of my life.  It makes saving money seem so much easier and explains everything in easy to understand terms.  This book would be especially helpful for teens with their first jobs so they’re aware of how spending and saving will affect their lives later.

I recommend “The Teens Guide to Personal Finance” by Joshua Holmberg and David Bruzzese to any teen interested in finance or knowing what to do with their money.


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